What they left for you is still waiting.
Sometimes a parent or grandparent leaves something behind that no one in the family knew about. I help families find it and bring it home.
Every life insurance policy began as a promise to protect the people someone loved. My work is to make sure that promise is kept.
Someone had thought of me, and no one knew.
I'm Maria Rosa. I started this work because of something that happened in my own family. When I found out, I understood how much it can mean.
Every unclaimed policy is someone who wanted to take care of a person they loved. I want to make sure that care reaches them.
Maria RosaHow it works
I take care of the work. You take care of your family.
I find the unclaimed asset
In California's public records of money never collected.
I locate the owner or heirs
So it reaches the right family.
You sign a standard agreement
The State's official form. Take all the time you need.
I file the claim for you
Until the payment arrives in your name.
Nothing to pay unless you receive the money
I never charge upfront. I only earn a percentage when your claim is paid.
What I will never do
Families are right to be careful. These rules apply to every case I handle.
- —Ask you to pay anything before your claim is paid.
- —Ask for your bank login, card numbers or passwords.
- —Pressure you to sign. Take the time you need.
- —Charge more than California law allows.
Common questions
How do I know this is not a scam?
You never pay me anything upfront, and I will never ask for your credit card, bank login or passwords. The agreement you sign is the State's official form, and you can review it with your family or an attorney before signing.
How did you find me?
Unclaimed property records in California are public. When I find an unpaid life insurance or annuity benefit, I use public records to identify the owner or the heirs and write to them.
How much do you charge?
Nothing out of pocket. My fee is 10% of the amount recovered, the maximum allowed by California law, and I earn it only if your claim is approved and paid. If it is not, you owe me nothing.
What do I need to do?
Very little. I send you a checklist and the paperwork for your case. Usually you need a photo ID, and for an inheritance a copy of the death certificate and proof of your relationship to the person who passed away.
How long until I receive my check?
By law, the State has up to 180 days to decide on a claim. I prepare complete files to avoid delays, and I keep you updated at every step until payment is issued.
Are you part of the government?
No. Golden State Heir Services is a private company. The funds are held by the California State Controller's Office, and I help you prepare and file your claim with them.
Where are you located?
I work by mail and email. My mailing address is in Sacramento, California, and is listed below.
Contact me
Write your first and last name as they appear on my letter, so I can find your case quickly.
3575 Arden Way, Unit #2051
Sacramento, CA 95864